Federal Rules: Duration 364 days, Up to 3 renewals
- Alabama
- Alaska
- Arkansas
- Florida
- Georgia
- Iowa
- Kentucky
- Mississippi
- Montana
- Nebraska
- North Carolina
- Pennsylvania
- Tennessee
- Texas
- West Virginia
- Wyoming
State Rules: Duration: Up to 1 year
- Idaho
- Kansas
- Louisiana
- Maine
- Ohio
- Utah
- South Carolina
- Wisconsin
State Rules: Duration: Up to 6 months
- Arizona
- Colorado
- Connecticut
- Illinois
- Indiana
- Michigan
- Minnesota
- Missouri
- North Dakota
- Nevada
- New Hampshire
- Oklahoma
- South Dakota
- Virginia
State Rules: Duration: Up to 3 months
- DC
- Delaware
- Oregon
- Maryland
- New Mexico
- Vermont
Short Term Insurance not available
- California
- Hawaii
- Massachusetts
- New York
- New Jersey
- Rhode Island
- Vermont
- Washington