Federal Rules: Duration 364 days, Up to 3 renewals

• Alabama
• Alaska
• Arkansas
• Florida
• Georgia
• Iowa
• Kentucky
• Mississippi
• Montana
• Nebraska
• North Carolina
• Pennsylvania
• Tennessee
• Texas
• West Virginia
• Wyoming
  

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  State Rules: Duration: Up to 1 year

• Idaho
• Kansas
• Louisiana
• Maine
• Ohio
• Utah
• South Carolina
• Wisconsin
  

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State Rules: Duration: Up to 6 months

• Arizona
• Colorado
• Connecticut
• Illinois
• Indiana
• Michigan
• Minnesota
• Missouri
• North Dakota
• Nevada
• New Hampshire
• Oklahoma
• South Dakota
• Virginia
  

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State Rules: Duration: Up to 3 months

• DC
• Delaware
• Oregon
• Maryland
• New Mexico
• Vermont
  

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Short Term Insurance not available

• California
• Hawaii
• Massachusetts
• New York
• New Jersey
• Rhode Island
• Vermont
• Washington